Disclaimer

The information on this site is for general informational purposes only.

I’m not a lawyer, a licensed benefits counselor, a social worker, or a government employee.

I’m sharing what I’ve learned from being in the system and paying attention — not giving legal or financial advice, and not promising any specific outcome.

Government benefit programs change. Rules shift. Income limits, deadlines, and eligibility can vary depending on where you live and your specific situation.

What’s true today might not be true tomorrow. What worked for someone else might not work for you.

Use this site as a starting point, not a finish line.

If something matters, double-check it with your local agency, a qualified benefits counselor, or an attorney before you act on it.

I do my best to keep things accurate and up to date. But I’m one person, and I can get things wrong. If you see something off, tell me.

Some links on this site go to outside websites. I don’t control those, and I’m not responsible for what’s on them.

This site may include affiliate links or advertising. If I ever recommend something, it’s because I think it’s useful — not because someone told me to say it. If something is sponsored, I’ll make that clear.

Reading this site doesn’t make me your advisor, and it doesn’t create any kind of professional relationship.

— Jack

© 2026 Jack St. Croix. All rights reserved.